about us

The story behind how our company started

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After a decade of working in finance and marketing tech startups, our co-founder, Sang, was troubled when a childhood friend took out a high-interest predatory loan due to an emergency dental need. 

Sang stepped in and offered to take over the loan because it was causing long-term financial distress to his friend Jason's family. They agreed on a friendlier, flexible repayment plan. Instead of keeping the entire repayment, Sang put the interest earned into a savings account so Jason could use it for future emergencies.

Jason is not alone. 1 in 3 Americans need help to afford an unexpected $2,000 expense within a month. Emergencies happen, and they shouldn’t condemn anyone to financial hardship.

In 2022, Sang and his co-founder Tung created Avytree to provide hard-working families access to fair credit and financial solutions with fewer fees, low rates, and transparent terms. Additionally, Avytree gives back by offering up to 50% of interest earned as rebates to families so they can use it to cover future needs.

Today, Avytree partners with thoughtful local businesses to offer in-house flexible payment plans and build a better and equitable way for every American to access and afford services that matter.

team Values

Our guiding principles

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We Obsess With Delivering

We're driven by our commitment to deliver exceptional products, services and experiences to our customers.

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We Do What's Right

We earn trust from our customers by ensuring everything we do is reliable, consistent, and with the highest level of integrity.

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We Care About Our Communities

We aim to make a difference in the communities where we work and live.

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We Make It Great

We deliver an unparalleled standard of excellence in everything we do, staying focused to be meaningful to our customers.

Testimonials

Reviews from successful dental practices and happy patients

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“Honestly there’s nothing like it”

Wish we knew about Avytree when we first started. Who knows how many more patients we could have helped with Avytree.

Dr. Kevin James, D.D.S.
Cambridge Dental
“The best service, period”

Very easy financing to apply for. Lower interest rate than we expected. Great experience!

Kerry G.
Brandon, MS
“Essential for our business”

I wanted to give my patients another option. Avytree makes it easy give us a better option for financing than a credit card!

Dr. Perrry Tam, D.M.D.
Perry K Tam, DDS & Associates
“Will use Avytree again”

The financing I needed was very easy and literally involved putting in income, address and phone number. It was seamless. Will use Avytree again, if the chance arises.

Brian K.
Bartlesville, OK
“Honestly there’s nothing like it”

Avytree has helped increased customer's acceptance when they could not afford to pay upfront. It has been a blessing. The application process couldn’t be easier.

Dr. Jonathan Phan, D.D.S.
International Dental Center
“The best payment option, period”

The process is so unbelievably easy and fast. Thank you.

Tom D.
Scottsville, NY
“An essential option for patients”

Avytree was easy for our patients to use and easy for us to collect the balance on the invoice without all of the hassle of managing "credit" in-house.

Dr. Heather Smith, D.D.S., F.A.G.D.
Generations Dental
“Fast and easy”

Great financing in a pinch! It was literally 30 seconds to get approved and another 30 seconds to complete the process.

Nancy V.
Anderson, MO
“A truly great offer”

The terms of financing are very simple, with a very reasonable interest rate. Setting up my automatic payment was straightforward.

Jen A.
Plano, TX
“Easy for our patients and team”

Avytree saved me from having to turn away the service because I don't have enough upfront. The customer service representative was very friendly and helpful.

Dr. Stewart, D.D.S.
Stewart Family Dental
“Fast and easy”

Fair interest rate and terms. Easy to apply, confirm, and then pay off the loan.

Lori D.
Baltimore, MD
“A truly great offering”

Great customer service, from training and FAQs to postcards for educating customers. It's been a great experience!

Dr. Moh Alkasam, D.D.S.
Gentle Family Dentistry
“Seamsless and straightforward”

Easy to navigate, straightforward, and no hidden gimmicks or tricks.

Gary P.
Murrieta, CA
"Best financing platform"

One of the best financing platforms in my 10 years of service that I've ever dealt with; the easiness, the approvals, the pay. I mean for real, I can't say enough great things about Avytree.

Dr. Martin Kirer, D.M.D., M.B.A.
Aspen Dental
"Quick and easy"

Easy, quick decision and approval. Automated payment.

Latasha S.
Tacoma, WA
“Easy”

Avytree was easy for our patients to use and easy for us to collect the balance with automated payments.

Dr. James MacMillan, D.D.S.
Cambridge Dental

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